New Life Mortgages

Terms and conditions of website usage

Welcome to our website, which is owned and managed by New Life Mortgages Limited. The information contained in this website has been prepared solely for the purpose of providing information regarding New Life Mortgages Limited and its subsidiaries (“NLM”) and the services offered. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, our privacy policy as well as other notices and disclaimers that may be posted on this website from time to time, all of which govern NLM’s relationship with you in relation to this website.

The term “NLM”, “us” or “we” refers to the owner of the website whose registered office is Warwick House, 737 Warwick Road, Solihull, West Midlands, B91 3DG (registered company number 4896447). The term “you” refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

· The content of the pages of this website is for your general information and use only. NLM reserves the right, at our sole discretion, to change, modify, add or remove any portion of these terms in whole or in part, at any time. Changes to the terms will be effective when notice of such changes is posted.

· Whilst the utmost care and effort has been made to ensure that the information provided is complete and accurate, neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

· Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. This website does not constitute any form of advice, endorsement, recommendation or representation by NLM.

· If you are a customer, or a potential customer, and have completed the Customer Contact form, you will be asked to click a box indicating that you give permission for your information to be passed to an independent financial adviser who will contact you to discuss your needs. Please note, under no circumstances will NLM give financial advice and therefore we are not in a position to recommend that you proceed with any transaction with this financial adviser or otherwise.

· Neither NLM nor the operators of this website will be liable to users or any third party for any damages whatsoever, whether direct, indirect, incidental or consequential arising from the use of this website.

· Website users accessing the website for business purposes agree to indemnify, defend and hold the website operators, officers, directors, employees, agents and business partners harmless from any loss, liabilty, claim, demand, damage or expense asserted by any third party relating to a visitor’s use of this website or breach of these terms of use.

· This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. Any reproductions must retain any copyright or other intellectual property notices contained in the original material. The products described in this website may be the subject of other intellectual property rights reserved by NLM; no licence is granted in respect of those intellectual property rights.

· You warrant that you will not use the website of any unlawful purpose or in a way that is prohibited by these terms and conditions. Unauthorised use of this website may give to a claim for damages and/or be a criminal offence.

· From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we recommend or endorse the website(s) or any products, services or views expressed within them. NLM has no responsibility for the nature, content, security, availability and privacy policy of the linked website(s).

· You may not create a link to this website from another website or document without NLM’s prior written consent.

· You may not disrupt or interfere with the security of the site or otherwise abuse any service provided on the site, nor obtain unauthorised access to any part of the site that is restricted from public access.

· Your use of this website and any dispute arising out of such use of the website is subject to the laws of England and Wales

Copyright notice

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following:

you may print or download to a local hard disk extracts for your personal and non-commercial use or in the fulfilment of your authorised activities in relation to the advice and arrangement of a lifetime mortgage to be provided by NLM.
you may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material

You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.

Disclaimer

The information contained in this website is for general information purposes only. The information is provided by NLM and whilst we endeavour to keep the information up-to-date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under the control of NLM. We have no control over the nature, content, security, availability and privacy policy of those sites or linked pages. The inclusion of any links does not imply a recommendation or endorsement of the products, services or views expressed within them.

Every effort is made to keep the website up and running smoothly. However, NLM takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control. No warranty is provided that the website is compatible with users’ browsers or computer configuration.